Determinan Literasi Keuangan Terhadap Perencanaan Keuangan (Studi Kasus Orang Tua Siswa Di Sekolah Dasar Swasta Teladan Sumatera Utara)

This study aims to determine the effect of financial literacy which includes
financial knowledge, financial behavior, and financial attitudes partially and
simultaneously has a positive and significant effect on the financial planning of
parents of Sumatran Model Private Elementary School students. The data
analysis technique used is quantitative method with the help of SPSS version 20.0
program. This study uses multiple linear regression analysis. The population in
this study were parents of Sumatran Model Private Elementary School students
and a sample of 57 respondents. Primary data collection using a questionnaire.
The results showed that Financial Knowledge had no and no significant effect on
financial planning at the Private Elementary School in North Sumatra as
indicated by the tcount of 0.306 < t table of 2.00 and a significant value. 0.761>
0.05. Financial Behavior has a positive and significant effect on financial
planning at the Model Private Elementary School in North Sumatra as indicated
by the t-count value of 6.954> ttable 2.00 and a significant value of 0.000 <0.05.
Financial Attitude has a positive and significant effect on financial planning at the
Model Private Elementary School of North Sumatra as indicated by the t-count
value of 2.292 > ttable 2.00 and a significant value of 0.026 <0.05. Financial
knowledge, financial behavior and financial attitudes simultaneously have a
positive and significant effect on financial planning at the North Sumatra Model
Private Elementary School with an Fcount of 32.822 > Ftable of 2.78 and a
significant value of 0.05.